Where the world's wealthiest people are vacationing in summer 2023



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How Forbes Advisor Rates Travel Insurance Companies

Not all travelers are the same. But they all deserve to have the information they need to make informed decisions tailored to their specific insurance needs. That's why we give a lot of thought to how we rate travel insurance for various traveler profiles, and ensure that essential pre- and post-departure benefits are assessed accordingly.

Best Travel Insurance Companies of 2024

The best travel insurance companies package together valuable benefits at a good price. We rated policies based on essential pre- and post-departure coverage.

  • Travel insurance rates: 25% of score.
  • Medical evacuation: 10% of score.
  • Missed connection: 10% of score.
  • "Cancel for any reason": 10% of score.
  • Baggage delay: 5% of score.
  • Cancel for work: 5% of score.
  • Hurricane and weather: 5% of score.
  • "Interruption for any reason": 5% of score.
  • Pre-existing medical condition exclusion waiver: 5% of score.
  • Travel delay: 5% of score.
  • Trip interruption: 5% of score.
  • Best Senior Travel Insurance

    We understand that many senior travelers lead full lives, which can mean spending time with family and keeping up with a full calendar of social events, hobbies and other commitments. For that reason, we assessed only travel insurance policies that offer a "cancel for any reason" upgrade to find the best senior travel insurance.

  • Average cost: 35% of score.
  • Pre-existing medical condition exclusion waiver: 20% of score.
  • "Cancel for any reason" reimbursement: 10% of score.
  • "Interruption for any reason" upgrade availability: 5% of score.
  • Medical evacuation: 10% of score.
  • Medical expenses: 10% of score.
  • Travel delay required waiting period: 5% of score.
  • Trip interruption reimbursement: 5% of score.
  • Best Cruise Insurance

    To find the best cruise insurance, we evaluated only travel insurance policies that included missed connection coverage, since that's a vital benefit for those traveling by sea.

  • Missed connection reimbursement: up to 35% of score.
  • Average price: up to 25% of score.
  • "Cancel for any reason" availability and reimbursement: 10% of score.
  • Medical evacuation: 10% of score.
  • Medical expenses: 10% of score.
  • "Interruption for any reason" upgrade availability: 5% of score.
  • Pre-existing medical condition exclusion waiver availability: 5% of score
  • Trip interruption reimbursement: 5% of score.
  • Best "Cancel For Any Reason" Travel Insurance

    "Cancel for any reason "coverage adds an average of 50% to your travel insurance cost, so price is important when buying this upgrade. You'll also want to get the most for your money—so a high reimbursement percentage is important when shopping for the best "cancel for any reason" travel insurance.

  • Average cost: 75% of score.
  • Reimbursement level: 25% of score.
  • 5 Cheapest Travel Insurance Companies

    To find the cheapest travel insurance companies, we evaluated average prices for travel insurance policies that earned 4 stars or more in our assessment of the best travel insurance.

  • Travel insurance rates: 25% of score
  • Medical expense: 10% of score.
  • Medical evacuation: 10% of score.
  • Missed connection: 10% of score.
  • "Cancel for any reason": 10% of score.
  • Baggage delay: 5% of score.
  • Cancel for work: 5% of score.
  • Hurricane and weather: 5% of score.
  • "Interruption for any reason": 5% of score.
  • Pre-existing medical condition exclusion waiver: 5% of score.
  • Travel delay: 5% of score.
  • Trip interruption: 5% of score.

  • Boscov's Travel Agency Celebrates 50 Years In Business

    Everyone should be able to afford a vacation.

    That idea spurred Albert Boscov and Edwin Lakin — along with Eunice Boscov and Alma Lakin — to open the store's first travel branch at Boscov's East department store in Exeter Township, in 1974.

    "In the early stages of Boscov's Travel, the founders of the company wanted to create a different mindset towards leisure travel," said Pat Cinfici, president of Boscov's Travel. "They made affordable travel opportunities available for everyone."

    Now, five decades later, the company is celebrating its 50th anniversary.

    Cinfici attributes Boscov's Travel's success to the same principles of community service and honest pricing that have kept its parent company thriving through the decades.

    Staying true to those values gives Boscov's Travel an edge, even in the age of online booking, according to Cinfici.

    "Our business is about relationships; we have gone through life with our clients from the pandemic to 9/11, we've been here with them," Cinfici said. "To us a customer isn't just a customer, they are family."

    Cinfici has been with Boscov's Travel since the start, initially serving as a leisure agent before taking on various roles and eventually becoming president in 2006.

    The business has grown from a small operation into a full-service travel management company, with 17 branches across Pennsylvania, New Jersey, Delaware, Maryland and Ohio, company officials said in a press release.

    The company offers a suite of travel management services, covering everything from vacations, cruises, honeymoons, and destination weddings to business and group trips.

    Cinfici noted that the company is continuing to develop, having recently secured new accounts in various states where Boscov's Travel is new to the market.

    While operations have expanded, Boscov's Travel still holds true to its founding ethics, according to Cinfici.

    "Whether a client wants to experience a VIP-vacation, or they're planning their first trip to Walt Disney World, the business model remains the same," said Cinfici.

    One way the business lives those values is offering complementary planning services along with its complete vacation packages, Cinfici said.

    "Clients are entrusting us with thousands of dollars to help build them a dream and we take that very seriously from the start of planning to the moment they get home from their vacations," Cinfici said.

    Another customer-focused service is an emergency line, open 24/7, 365 days a year, for clients who need assistance with unforeseen circumstances that arise while traveling.

    To honor the customers that made its 50th anniversary possible, Boscov's Travel has planned a few special promotions, according to Cinfici.

    "Starting on our anniversary date of April 24, 2024 through May 4, 2024, we will be running a dollars off promotion on clients' next cruise or tour vacations," Cinfici said. "We are also celebrating our anniversary with President's Choice hand-chosen 2024 journeys for our clients to book, trip giveaways, and exclusive travel partner promotions."

    The anniversary celebration is slated to run all year, so customers should keep an eye out for new promotions, according to Cinfici.

    Jim Boscov, Boscov's president and great-nephew of department store founder Solomon Boscov, said he was excited to celebrate Boscov's Travel's 50th anniversary.

    "They reflect the values of the company and the family by providing superior value and customer service in a very specialized field," Jim Boscov said. "Their attention to detail is especially important with the urgency of business travel and precious nature of time off for the leisure traveler."

    "I'm extremely proud of our knowledgeable and experienced staff who are devoted to making every trip a success."


    Business Travel Is Back—Jump In With These Travel Essentials

    It's time to leave your work-from-home set up and not just for a stint into the office. Business travel is once again trending and many of us have not restocked our travel bags in years. Now is the perfect time for a travel closet refresh and these items will help you look your best and be better prepared for that next official meeting.

    Arrive in style with this suit

    Bonobos

    A terrific wrinkle-free suit from Bonobos

    Bonobos is well known for offering key wardrobe pieces that can be easily styled and customized. An excellent choice for business travel is the Jetsetter stretch wool suit. The tailoring looks great and the material—97% wool, 3% stretch—prioritizes comfort. This all-season suit features modern notch lapels, double-button placket, double vent, non-functioning button cuffs, Bemberg lining and an interior passport pocket. You can choose between slim, regular and athletic fit and a host of colors. The wrinkle-resistant fabric guarantees you will look terrific upon arrival.

    A stylish choice from Veilance

    Arc'terx

    A multi functional work friendly dress from Arc'teryx

    While you may shop Arc'teryx for its outstanding outdor gear, its Veilance line is geared towards fashionable urban dwellers. A perfect piece that can transition from day to night is the Icosta dress. This new wardrobe favorite offers comfort, performance and lots of extra style. The stretch polyester weave makes it easy to move around in and its moisture wicking quality will help you stay cool in stuffy meeting rooms. Small pockets are a nice, welcome touch and ultrasonic finishing throughout provides clean lines and seamless luxury.

    The Surface Pro 9

    Microsoft

    An ideal laptop from Microsoft

    If it's time to upgrade your laptop, Microsoft's Surface Pro 9 is a great choice. The Surface Pro 9 provides terrific laptop performance and up to 19 hours of battery life for long workdays. It can also be used as a tablet and provides an ideal screen for a late-night movie in your hotel room. Another plus—it weighs less than two pounds. You can customize the device and keyboard with multiple colors and materials. And if AI is on your wish list, Microsoft's Copilot is easily integrated into this newest Surface device.

    A fashionable backpack

    Thule

    A sleek backpack from Thule

    It is definitely time to update your backpack. The Thule Subterra 2 21L backpack is perfect for the modern traveler; it combines a streamlined look, numerous features and storage compartments for all your needs. Inside, you will find padded laptop and tablet sleeves to ensure that your tech stays safe. And an interior organization section keeps pens, chargers, keys and other essentials in place. A back "security" pocket allows you to keep your passport and wallet hidden, but easy to access. As an added bonus, the bag is bluesign® certified, meaning it is manufactured with the environment in mind.

    Durable and stylish travel jewelry

    D. Louise

    Designer travel jewelry from D. Louise

    If you want to look stylish, but don't want to tote your authentic gold and diamond pieces with you when you travel, then consider a purchase form D. Louise. This British company makes incredibly fashionable pieces that are appropriate for business meetings and adventure treks. The pieces are gold-plated stainless steel and use a coating process that is 10 times stronger than standard gold plating and is environmentally friendly. This is jewelry that you can confidently swim and work out in. All pieces are guaranteed not to fade or tarnish. In addition, the packaging is sustainable and the company plants a tree for every order placed.

    Cozy wool slippers

    Glerups

    Get cozy with these wool slippers from Glerups

    This Danish company has been making environmentally friendly wool footwear for decades. Wool is naturally temperature regulating, odor-resistant and breathable and these Glerups come in multiple styles and colors. Stay comfortable during long flights or in your hotel room with these extremely lightweight wool slippers. They can be ordered with leather or rubber soles and are also ideal for a quick trip to breakfast buffet. The company uses wool that is carefully sourced from Danish Gotland sheep and sheep from New Zealand on farms committed to regenerative agriculture.

    Multi-purpose sunglasses

    ROKA

    Versatile sunglasses from ROKA

    You can look terrific and obtain outstanding features with the newest sunglasses from Roka. The Oslo 2.0 includes upgraded hinges, temples, and GEKO™ grip placement. These features help to create a better fit during all activities. You can gain sun protection while navigating any city and also use these during an outdoor run or a trip to the beach, so there is no need to pack multiple pairs of sunglasses. ROKA glasses come in multiple colors and lens options and are customizable. Try them on virtually to see which you prefer.

    A favorite travel pillow

    Trtl

    A favorite neck pillow from Turtl

    If you struggle to get comfortable on those longer flights, consider the Turtl. This innovative neck pillow might just allow you to get a bit of a rest before your arrival. The Turtl comes in four colors and offer multiple benefits. There is complete support for your head, so you won't bump into your seatmate and it has been demonstrated to relieve stress on your spine and muscles. The soft fleece fabric will help you feel comfy as you nod off.

    Protect your phone in style

    Otterbox

    Magsafe phone case from Otterbox

    The Symmetry Series soft-touch phone case is an ideal travel companion. It provides durable protection so you don't need to worry if you accidentally drop your phone (3 times as many drops as the military standard.) The ultra slim design means it is easy to slip in and out of pockets and the soft touch material makes it easy to grip. The case comes equipped with built in magnets that lets you charge your phone from any MagSafe charging device.






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